New Homes Mortgage Services

Searching for the right Mortgage can be overwhelming for your customers without an advisor in place, thats why at Gold Star we have created a process maximising profits for property builders and minimising stress for buyers.

Following customer interactions our team follow up with every customer individually ensuring they are aware of all of the potential new build mortgage options;

– Buying off plan
– Help 2 Buy
– Shared Ownership
– Part Exchange

Our extensive knowledge of the new build mortgage market helps us create the most seamless, personalised experience for your customers. During COVID-19 we are also fully prepared to continue video and over-the-phone appointments with your customers to guarantee their peace of mind. You can be sure we’ll find the most suitable mortgage deal for your customers. We understand the pace of success, our excellent relationships with our lenders ensure your customers Mortgage applications are processed with speed and efficiency.

IMPORTANT

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The financial services industry regulator, the Financial Conduct Authority (FCA), has set out a set of rules for mortgage advisers, and lenders, to improve the process of getting a mortgage.

 

In the past, some people were allowed to take out mortgages they couldn’t afford. This meant they fell behind with payments or lost their homes.

The Financial Conduct Authority (FCA), the financial services industry regulator, has set out a set of rules for mortgage advisers like us, and lenders, to improve the process of getting a mortgage, and prevent these past problems.

Under the rules, which came into force on 26 April 2014, your lender must check that you can afford your repayments now and in the future. To do this they will need information about your income and outgoings. You will have to tell them if you expect your income and outgoings to change in a way that means you’ll have less to spend on your mortgage payments.

You will also need to give your mortgage lender evidence of your income.

 

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. THE ACTUAL RATE AND FEES CHARGED WILL DEPEND UPON YOUR CIRCUMSTANCES.